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We live in one of the fastest times in technology. Every year, smartphone manufacturers introduce models with never-before-seen features. If you say, let’s take a chance, you will
We live in one of the fastest times in technology. Every year, smartphone manufacturers introduce models with never-before-seen features. If you say, let’s take a chance, you will encounter all kinds of taxes and the exchange rate that will make your eyes water. At least if you want to pay in installments You can’t get a phone in installments with a credit card. Still, there are some ways to buy a mobile phone in installments.
The methods you use to buy a mobile phone in installments depend on the seller you bought the phone from. Each seller can offer its users the opportunity to purchase a phone in installments within the framework of the rules and campaigns it has established. It is recommended to do proper research as it may cause changes in device prices. Bride Let’s take a closer look at how to buy a phone in installments and let’s see how to buy a mobile phone in installments.
Recently, the most common method of buying a cell phone in installments is using store loans. Almost all major suppliers, stores and shopping sites They offer shopping loans to their users by making agreements with various banks. Shop loans can often be low or even no interest.
According to the latest statement from the BRSA, the Banking Regulation and Supervision Agency, the loan installment for mobile phones under 12 thousand TL is 12 months, Mobile phone credit terms of 12,000 TL and above are limited to 3 months. Yes, it doesn’t make your job much easier, but it’s still an effective option.
Since the number of installments of the store loan is quite limited, there are many users by taking out a general loan from the bank where he already works He uses the method of buying a mobile phone in installments. Since the installments of consumer loans are up to 36 months, it can be argued that the store loan is much more advantageous than the limited installment option.
Many banks provide loans to their customers at very low interest rates. In consumer loans, such as retail loans, You must meet a number of conditions. If you have a lot of debt or your credit score is low, you may not be able to get a store loan or a consumer loan. If you’re already in so much debt, it might be better to get by with your old phone for a while.
Another method of buying a mobile phone in installments, which is as common as store loans and consumer loans, is offers that provide extra payment on the account. you’re using Turkcell, Vodafone or your Turkish telephone mobile operator It offers the option of buying a phone in installments without any prepayment.
The number of installments determined by the BRSA also applies to additional actions on the invoice. To take advantage of such campaigns You must be a user for the period specified by the operator. In addition to the invoice, it is advisable to also take a good look at the device prices in the campaigns. Sometimes such campaigns can be combined with different campaigns such as bringing back the old ones to make them more beneficial.
While it may seem like a familiar friend from the past, the method of borrowing mobile phones and similar electronic devices is quite common. For people who don’t use credit cards or don’t work with banks It is also an ideal loan system. You sign the invoices and pay the fixed amount each month.
The number of installments determined by the BRSA, It is also valid while borrowing with a promissory note. However, it is a method that can be used for those who do not have a credit score or do not want to deal with banks. The maturity difference added when selling bonds can sometimes be quite high. For this reason, don’t get into the deed business without doing proper research.
It is not possible for individuals to purchase a mobile phone in installments with a credit card, but it is possible to purchase a mobile phone in installments with a commercial credit card. Business credit cards, as the name suggests, are cards issued for businesses. Use these credit cards You can buy a mobile phone in 12 monthly installments. It is even possible for you to deduct tax by showing it as an expense, but it is still useful to consult an accountant.
Since it is not possible to buy a phone in installments with a credit card, the sellers provide methods to buy a phone in installments as we explained above. Not all sellers are in good faith. Certainly when you buy a telephone on credit by borrowing with promissory notes, you can sometimes see that another telephone price is involved. Please be careful.
Even if it is not so obvious, it is also known that some bill replenishment campaigns receive quite large differences. A similar situation occurs when taking out a loan. So these well-intentioned methods There will always be people who try to take advantage of it. Therefore, do not make such a purchase without doing proper research and examining the campaigns of different sellers. We know it’s hard, but unfortunately try not to go into such huge debts with the enthusiasm of using the latest phone.
We answered the question of how to buy a mobile phone in installments and We have talked about the methods of buying cell phones in installments. Note that each seller can create their own campaigns and offer different prices. You can share your thoughts on buying a phone in installments in the comments.
Source: Web Tekno
Emma Ortiz is a gadget expert and author at Div Bracket. She provides in-depth coverage of the latest and greatest in consumer technology, offering readers an inside look at the latest trends and innovations in the world of gadgets.
