In our country A significant proportion of fraud cases are It can be seen in the trade of electronic devices and second-hand vehicles. We can say that many people gain an unfair advantage by willingly making the statements we will soon make.

second-hand vehicle If you are going to buy, after reading this content you will read the descriptions in the advertisements more carefully. What are these notable statements that consumers see in the description section when they look at a vehicle?

“Inflated claims record” is a phrase many people see in advertisements.

This expression, which we can see in the description section of damaged vehicle advertisements, is popularly known as the normal condition of the vehicle. “pert” without damage But it means that records are kept in this way to get money from the insurance company. Such a statement basically shows that the vehicle has minor damage, but he is using insurance inflating rhetoric to get money from the insurance company.

We regret to say that consumers should be cautious in such a situation. Ahmet Erdem, chairman of the Turkish Association of Insurance ExpertsWhile warning about this issue, he states that these statements do not reflect the truth. So if you see such expressions while looking at a vehicle, it would be good if you were concerned.

First, it is necessary to clarify some concepts.

Under insurance law, vehicles that are generally considered totaled in society are Two procedures are used is known. One of them was severely damaged; the other for vehicles with total damage.

Exceeding the value of the damaged vehicle on the date the risk occurred and the repair costs, and with expert report If the vehicle is determined to be in a condition beyond repair, the vehicle will be considered a total loss.

Under these conditions, A scrappage registration certificate showing that the vehicle has been scrapped The compensation will only be paid after it has been submitted to the insurer. After the procedures related to this document have been completed, the relevant vehicles will be delivered to the facilities approved by the Ministry of Environment and Urbanization and disposed of, and these vehicles will no longer be on the road.

If an expert report shows that a severely damaged vehicle is repairable, the vehicle is classified as seriously damaged.

No insurance compensation will be paid to the owner of the vehicle unless a registration document proving that the vehicle has been withdrawn from traffic and stamped in accordance with the legislation is presented to the insurance company. After such vehicles have been removed from traffic with a towing document, repair costs are reimbursed by the insurance company and the regulations regarding the procedure for reopening to traffic in Article 41 of the Road Traffic Act are applied.

“Crispy is damaged, but insurance inflation” The statement also states that the vehicle appears to have minor damage, but that this damage has been exaggerated or overclaimed by the insurance company.

In other words, it is claimed that the vehicle suffered minor physical damage, but the insurance company demanded more money to repair this damage or exaggerated the extent of the damage.

In this case, the vehicle owner or seller claims that the vehicle is slightly damaged, but the insurance company’s demands are excessive. However, it is necessary to be careful with such statements, because in all cases the real situation is not clear. The vehicle’s damage history and insurance claims should be carefully reviewed must be assessed by an expert.

At this stage the damage data of the vehicle, may correspond to the amount stated in the expert report; However, consumers should ask themselves whether the person who purchased and repaired severely damaged vehicles carried out the repairs to these vehicles in accordance with the standards set out in the expert report.

A situation where the insurance company inflates the claim amount is actually not a reasonable explanation in terms of insurance logic. Because in this case the insurance company will have to pay more.

In addition, vehicles for which compensation is paid in the context of traffic and car insurance Damage information for both heavily damaged and partially damaged cases can be accessed through the Insurance Information and Monitoring Center services.