When it comes to giving, the process takes seconds, When we try to get it back, for some reason it’s a process that takes days or even weeks. it will be. What a diet, what sauerkraut!

The credit card refund process is actually a bit complicated. understand how it works, It will help us answer this question.

As we all know, credit card refund allows us to get back the money we paid for a purchase we made with a credit card.

When we make a transaction with a credit card, the credit card company issues this refund. It does this directly to the retailer or seller, not to us personally.

Once the payment has passed through the retailer or seller stage, it reaches us This is actually what lengthens the process. This purchase amount is deducted from the available balance in the account after the card issuer completes the transaction, and accordingly, when we debit the amount from the account, we are actually making the payment to the entity that issued us the credit card for the purchase.

In other words, when we request a refund on your credit card, the merchant or retailer must, It sends the refund to the credit card company first. The institution that issues this card will then reflect the refund on our bank statement.

Credit card refunds typically take 3 to 7 business days, but can sometimes take up to 14 business days.

We cannot understand this process; return method, card issuer and merchant varies depending on the The best way to get an estimate of how long a refund will take is to visit the seller’s website.

For example, Amazon currently tells its customers that a refund will be issued to the credit card within five business days of the refund being issued. Trendyol, this process Indicating 2 to 10 days, It allows it to be more open-ended than Amazon.

Another factor that affects credit card repayment speed is is the credit card billing cycle. For example, if your credit card statement date is the 10th of the month and you return the purchased product on the 11th of the month, the refund will no longer appear on that month’s statement, but in the following period. Such a situation can also cause confusion.

So what happens if a seller refuses to refund the fees?

Generally speaking, most merchants are familiar with the credit card refund process and have no issues with it, but let’s say you’ve faced such a situation. If the seller refuses the return, this counts as the buyer You can rely on credit card chargeback protection.

More specifically, chargeback protection on credit cards does not allow refunds for retail purchases. This allows you to request a refund. In the event of such a problem, it would be appropriate to contact the bank to check whether it meets the requirement to activate protection policies.

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