Cybercrimes make millions of dollars every year, in fact, data stolen from people on the Internet is traded in the deep web. Not to mention credit cards and bank accounts, because once one is hacked, thieves can buy luxury items and commit other crimes in the victim’s name.

Here are 5 ways credit card information is stolen online, according to Eset:

Phishing

One of the most common ways in which cybercriminals empty user accounts and conduct banking transactions in their name is through phishing, which is a form of theft. Criminals impersonate legitimate entities such as banks, public offices or areas supporting e-commerce platforms and then convince people online to share their personal data with them.

These cyberthieves have created “piracy” websites that look official to confuse potential victims and steal passwords, emails, etc. To write numbers of mail and documents. And even though it’s a very common form of fraud, people continue to fall for it, even though phishing reached an all-time high in the first quarter of this year, which has already happened in 2021.

And it is that this form of theft cannot be eliminated, as cybercriminals invent other ways to continue to replace institutions and obtain sensitive information from Internet users.

For example, I have already Identifies people’s direct calling activity and their belief that they are communicating with a public or financial entity. So that they dictate personal data, and if they don’t get it right and the emails are very suspicious, then they send SMS messages, a crime known as smishing.

malware

Malware or computer viruses not only damage computers and other devices, but can also steal user data such as credit card passwords by detecting keystrokes.

This malware is installed on computers and mobile phones after a user opens a link sent to them via email.However, they can also be found on various websites as invasive ads or in applications that appear to be legitimate.

Web skimming

Malware installed on payment pages of official virtual stores to steal credit card data entered without users’ knowledge is known by this name. In short Both e-commerce sites and shoppers were attacked.

For this reason, it is important to always ensure that transactions are made on legitimate, trusted and secure sites. In any case, detections of web skimmers increased by 150% between May and November of last year.

Data breach

Attacking a company or government department directly, such as a health center, bank, or city hall, is much more profitable for cybercriminals than user-by-user theft, as they can obtain hundreds of people’s data in a single campaign.

Based on the above, it is so risky that a company or a public institution is attacked, and in this case citizens cannot do anything individually, because Organizations are responsible for implementing security systems.

Public Wi-Fi networks

It’s a very common behavior when in a public place like an airport, restaurant or shopping mall, people connect to the place’s Wi-Fi networks, but since it’s not private, they can be hacked very easily. To do this by tracking user browsing data.

Finally, Eset shares some recommendations for preventing credit card data theft

– Do not open an email that is not requested or does not come from a normal contact, as it may be a phishing attempt.

– Do not disclose personal information over the phoneAnd if they appear to be calling from a legitimate location, it’s a good idea to hang up and call the organization again, but not at the phone numbers provided on the call.

– If you’re browsing a public Wi-Fi network, don’t access the bank’s website, let alone make transactions.

– Do not store credit card user information and passwords in the browser, Even when it’s convenient because you don’t have to re-enter the data.

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