The price of gasoline is increasing, electricity is increasing… Even the price of bread is increasing. And, no matter how modest, it is always in between a holiday that requires extra expense. Here is where it comes into play manage our finances wellsucceeding in calibrating the balance between expenses and income is something that can be achieved through mobile applications.

And the thing is, even if you have a high income, it’s always interesting to have a good check. In this article, some editors of Xataka Móvil and colleagues from other sister publications our daily tools That way, imbalances don’t occur, and if you don’t know about them, they can help you start to streamline your spending.

Laura Sacristán, editor of Xataka Móvil and Xataka Android

In my case, I don’t use any app to control expenses. Official applications of banks with which I have an account: ING and CaixaBankNow. Both are pretty complete and allow me to add accounts from other banks, set savings targets (piggy banks), check the progress of my expenses and income, check receipts and card fees, etc. They’re giving permission. Either way, spending charts are very handy to see at a glance what you’re spending too much on.

Álvaro García, editor of Xataka Android and Xataka Móvil

“I admit that I’ve been very careless with spending control over the years. But I discovered MoneFy a few years ago. simple and intuitive interface to clearly record all expenses and income. It even lets you assign recurring expenses to forget to take notes every time, lets you create budgets, and offers a graphical view of everything for greater visual control.

But I have to say, it gets very boring for me to be aware of adding every move. That’s why the BBVA app, which has been my bank lately, saves me the trouble of writing everything down. It’s not the best, but it tends to categorize every expense and income very well to see everything in a nutshell. That’s why I think it’s admirable that both BBVA and other banks are trying to improve the functionality to be a complete finance app without having to resort to external tools or manually typing every move.”

Amparo Babiloni, director of Xataka Móvil and Xataka Android

Since we are in the holiday season, I will recommend a great app if you go on a trip. It’s called Tricount and it’s perfect for controlling spending among several people. I started using it on a trip a few years ago and now use it daily to share household expenses with my wife.

The process is very simple, you just need to create a Tricount, give it a name and add the participants. Then you need to carefully add the expenses to put who pays for everything, and the app will tell us who owes whom. Available for Android and iPhone.

Iván Ramirez, editor of Xataka Android and Xataka Móvil

“I only use one app to manage expenses, Money Lover. The name is a bit stale but A very complete and customizable application that you can take advantage of almost completely without paying anything. I bought the premium account years ago and even though they get a monthly subscription these days, I still keep all the benefits with that single payment.

Money Lover is an application where you can record all transactions and see where your money goes at the end of the month. What I love about Money Lover is that I can configure the categories the way I want and it’s so intuitive that something as tedious as recording all the expenses and income you have on a daily basis isn’t the hell. “

José Alberto Lizana, editor of Genbeta

“Tricount for me An essential finance app to be able to share many expenses generated as a group of friends or as a couple. The clearest example of this would be the undertaking of a trip where the payments must be split and different conflicts may be created in the end. In this application, it will be enough to enter the price of the hotel, car or picnic and share it with all members.

But what’s really interesting is that you can choose who pays when entering the expenses. In the end, it is vital to know who has to pay whom to close the accounts. The representation with a bar chart with all participants is quite clear. It will appear in green, in red, which should pay more friends and other people. The ultimate goal is for all these sticks to settle to zero and finally to be at peace.”

Miguel López, editor of Applesfera

“I’ve been testing various personal finance apps for years and didn’t like being tied to their prices, privacy policies and limitations. I made my own spreadsheets using Numbers that I can access from any of my devices.

Basically, I have a very simple sheet where I write down my daily expenses, classified by basic or leisure, and then a larger spreadsheet where I write my monthly and annual financials. It’s the best way for me to keep my money away.”

Ricardo Aguilar, editor of Xataka

“The app I use to control spending is Bobby, a subscription tracker. Basically, I sort all the expenses I have (rent, groceries, food, sports, etc.) from highest to lowest, and it gives me a final sum of my expenses at the end of the month. That way I know how much I have saved, how much is left for my free time, and how much yes or yes I should set aside for fixed expenses.

I’m not very keen on measuring every single expense exactly, I’ve already tried it with apps like Spendee and I think it’s more stressful than having to account for every penny you spend.”

Yúbal Fernández, editor of Xataka

“To be honest, I don’t use a specific app and don’t control my spending too much. As an ING Direct user, I use one of the benefits my bank offers me. This company, at least, created my account, created two different accounts for you, and your card is linked to one of them.

That’s why every month I move a certain amount of money to what we can call a savings account and leave the rest in an expense account. And more or less like that, I control myself to never spend more than I should and still be able to save a certain amount of money each month.”