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Buying cars has been getting better and better lately. it got harder. Because the COVID-19 pandemic that broke out in 2019 disrupted supply chains, leading to difficulties in
Buying cars has been getting better and better lately. it got harder. Because the COVID-19 pandemic that broke out in 2019 disrupted supply chains, leading to difficulties in the production of vehicles without vehicles. So much so that the pandemic that started years ago and which we have now forgotten is still affecting the auto industry today. Companies, especially as a result of the chip crisis, car production as before. they can not.
Of course, the difficulty of reaching a brand new car, on the second-hand market has led to unprecedented situations. In this context; If you go to the classifieds sites, we see used cars that are more expensive than new. Of course, these are not the only difficulties when buying a car. The Turkish lira falls and rises every month inflation data began to complicate the work of consumers. As such, the car is now on the shelf for many citizens. Well, if you plan to buy a car despite everything, what is the lowest monthly amount you will pay today?
In this content, we make an in-depth calculation together with you. The cheapest car in Turkey We’ll see which one it is, and imagine buying this car. Moreover, we assume that we have been in this car for a year, and we will look up the costs one by one. At the end of all these calculations, it is also possible to buy a new car. monthly costs we’ll get it out. Let’s see how many of us can get below this monthly cost.
Before proceeding with our content; When we buy a brand new car, we need to know what items we are paying for. Let’s take a look at those payments right away.
Here are all these pens, new car buyer confrontation with a civilian. Now let’s take a closer look at these items and of our costs Let’s take a closer look at how much it will be.
The cheapest car sold in Turkey launched by Hyundai i10. The i10, which comes across as a small city car, is for sale for 331,500 TL including tourist office and VAT. Let’s also say that this price is the start. 331,500 TLThrow in the , and you have a manual transmission car with a small 1.0 liter engine. You may stay away from comfort, but your feet will be wiped off the ground.
Agency for Banking Regulation and Supervision (BRSA), issued a regulation on car loans on 21.02.2022. According to this regulation in the Banking Credit Transactions Regulation*, the maximum amount for cars with a final invoice of 400 thousand TL or less. 48 months duration credit can be used. In addition, you cannot use credit on the invoice amount. Again, according to the same regulation, you can use up to 70 percent credit for cars with a final bill of 400 thousand TL or less. So own a Hyundai i10 You must have 99,450 TL in cash. With the remaining part you can use credit.
We have passed the second part of our 331,500 TL Hyundai i10 buying adventure. Let’s say you found 99,450 TL in cash and for the rest you use credit. If we think that you are not a private customer of a bank or that you have not retired, you can also take out a loan with the interest rates that are generally given to everyone. At this point, we have checked the most well-known loan search sites in Turkey and found the most suitable loan for you, our readers. We also use a 48-month loan so that you do not have to pay. The loan amount we will use 232,050 TL.
The most suitable loan option: A loan of 232,050 TL from a state bank with an interest of 1.59 percent (if they give it). The monthly payment is 7,424 TL. The total money coming out of your pocket is 357,574 TL.
Wherever you go in the world, after paying for a car you can’t drive. Because the car you buy must first be registered. At this point, we spoke to several dealers and got the following information:
According to the information we obtained, some dealers consider registration transactions, including MTV, while others exclude MTV. Dealers, including MTV, say the registration process is about 2,000 TL.
In other words, your monthly registration and MTV costs are about 166 TL.
Insurance is not a compulsory expense under normal circumstances. But when buying a brand new car if you use credit, the bank from which you are getting the loan will demand the insurance with a 99 percent probability. That’s why we need a helmet. With this; Mandatory road insurance, as can be deduced from the name, obliged. Here, after paying for both items, we drove our car. ready to drive we can say.
The most affordable mandatory road insurance costs we could find are as follows:
use a website Offered for Hyundai i10 We have looked at the offers of the mandatory traffic insurance and motor insurance. The best price we could get was 4,300 TL for mandatory traffic insurance and 6,644 TL for car insurance.
The most affordable compulsory insurance costs we could find are as follows:
Adding these together, we see that we have to pay 10,944 TL more for the Hyundai i10 that we bought. The monthly cost of this is 912 TL.
The moment you have done a lot of work and start your Hyundai i10, you feel like a car. the saddest part you will encounter. The fuel gauge in your car is located at the bottom and you will even see the warning symbol illuminate to tell you that you need to get fuel urgently. Of course, go to the first gas station you find. you are going to fill the tank.
All the calculations we’ve made so far are based on monthly periods. We will do the same for fuel costs. If we go to the Hyundai website and look at the shared technical data** of the i10, we see that the fuel consumption of this car is on average per 100 kilometers. 5.7 liters we see that. Again the same data, on the Hyundai i10 36 liters It shows that there is a warehouse. Now let’s calculate accordingly.
The above table Turkish Statistical Institute You can view the vehicle mileage statistics*** published by TURKSTAT for 2020. (Since the latest version of this study will be published in April 2023, we need to continue with the data for 2020.) Looking at this data; of one car per year He covered 12,474 kilometers. we come to the conclusion. According to this;
In the cars we buy from the dealer, we usually do: all season tire consists. According to the companies’ statements, these tires offer optimum performance in both summer and winter. However, if we look at winter tires and all-season tires; We see that there is as much difference between the structure of the tires as the mountains. For this reason; If you live in a city with snow or ice in winter, continue to use dealer-supplied all-season tires in summer. However, for your safety, you can also use winter tires. don’t neglect. Let’s take a look at the Hyundai i10 tire data and the cost of buying four winter tires.
on Hyundai i10 175 65 R14-86T tire size are used. Our internet searches for these tires show that winter tire prices start from 700 TL. So if we buy four tires 2,800 TL we have to pay.
Accordingly, the tire cost of a citizen buying a Hyundai i10 is equivalent to 233 TL per month.
We contacted Hyundai Turkey and tried to find out the maintenance costs for a brand new i10. According to the company’s statement, to ensure that a purchased i10 is not out of warranty, either at 15,000 kilometers or on the first anniversary after the vehicle is delivered It must be put into service and a general check must be carried out. If we look at the periodic maintenance prices**** table on the Hyundai website, we see that the costs of the first maintenance for the i10 2.091 TL we see that.
Since this maintenance will be done in the first year of the vehicle, we add an additional 174 TL per month to our cost table.
Until this part of our content, we bought Hyundai i10, the cheapest car in Turkey, and we used it for a year. we dreamed. We have written down all the costs we incur. Come, now these pens to the total let’s see.
We can calculate the monthly cost of purchasing a Hyundai i10 in Turkey as follows:
| Expenses (monthly) | Price |
| loan costs | 7,424 TL |
| Without registration | 166 TL |
| Motor vehicle insurance and compulsory traffic insurance | 912 TL |
| fuel cost | 1,245 TL |
| tires cost | 233 TL |
| maintenance costs | 174 TL |
So, is your purchasing power enough to buy this car? Don’t forget to share your ideas with us.
Source: Web Tekno
I’m Maurice Knox, a professional news writer with a focus on science. I work for Div Bracket. My articles cover everything from the latest scientific breakthroughs to advances in technology and medicine. I have a passion for understanding the world around us and helping people stay informed about important developments in science and beyond.
