Home Auto The OSAGO agreement can now be terminated at any time, but not...

The OSAGO agreement can now be terminated at any time, but not for everyone

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If previously the car owner could only terminate the OSAGO agreement ahead of schedule in four cases – change of vehicle owner, bankruptcy of a legal entity, death of a car or an insured – now it can do so without the stated reasons, but simply to believe. True, such privileges are available only to those who perform military service.

So, according to the order of the Central Bank, the military personnel (including mobilized), employees of rescue units of the Ministry of Emergency Situations, the military prosecutor’s office and other “defense” departments were given the opportunity to terminate the contract early and return the funds for the unused period of the OSAGO policy. All they have to do is submit an application with the appropriate application and a copy of the military ID to their insurance company: in person or over the internet.

If, for obvious reasons, a military person cannot solve the problem of contract termination on his own, the insurance company will not refuse the application of his representative. The main thing is that he had power of attorney in his hands.

As for the amount to be reimbursed, it depends on how much time is left until the policy expires – of course, the payment is calculated individually in each specific situation. True, the Central Bank warns: in any case, 23% of the cost of the “car citizen” remains with the insurer – this is the so-called non-refundable premium.

So, according to the order of the Central Bank, the military personnel (including mobilized), employees of rescue units of the Ministry of Emergency Situations, the military prosecutor’s office and other “defense” departments were given the opportunity to terminate the contract early and return the funds for the unused period of the OSAGO policy. All they have to do is submit an application with the appropriate application and a copy of the military ID to their insurance company: in person or over the internet.

If, for obvious reasons, a military person cannot solve the problem of contract termination on his own, the insurance company will not refuse the application of his representative. The main thing is that he had power of attorney in his hands.

As for the amount to be reimbursed, it depends on how much time is left until the policy expires – of course, the payment is calculated individually in each specific situation. True, the Central Bank warns: in any case, 23% of the cost of the “car citizen” remains with the insurer – this is the so-called non-refundable premium.

Source: Avto Vzglyad

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