To begin with, we recall that it is extremely unprofitable for insurers to repair a car in a service under OSAGO. Because the cash payment allows you not to pay the citizen up to 50% of the amount required by law under the pretext of “wear and tear” of the broken vehicle. In this regard, VSS lobbyists suggest that the Central Bank would allow the insurance company to refuse to repair car owners if they do not have contracts with gas stations under the “car citizenship” scheme. Even now, insurers do not repair victims’ cars, citing the lack of the same contracts, despite the illegality of such a practice. And now they are also asking the Central Bank to legalize it.
It is also proposed to deprive the driver of the right to choose a car service during repairs: insurance companies want to forcefully send customers’ cars to “their” workshops. As a result, they will “compensate damage from repair” where it is done as cheaply as possible, and not where it is of high quality. After such a ‘repair’, the car will have to be repaired again, but at the expense of the owner. In addition, insurers want to get the right to set a deadline for the victim, in which he is obliged to offer his battered “swallow” for repair. Didn’t fit? Get your penny back in cash, subject to “wear and tear” of course.
Well, of course, it was not without standard requirements: having cars repaired with spare parts from the nearest car depot and extending the legal period for OSAGO repairs from 30 to 60 days. If these initiatives are approved, mandatory auto insurance will eventually turn into a perverse tax collected to benefit the insurers of millions of car owners.
To begin with, we recall that it is extremely unprofitable for insurers to have a car repaired in a service under OSAGO. Because the cash payment allows you not to pay the citizen up to 50% of the amount required by law under the pretext of “wear and tear” of the broken vehicle. In this regard, VSS lobbyists suggest that the Central Bank would allow the insurance company to refuse to repair car owners if they do not have “car citizenship” gas station contracts. Even now, insurers do not repair victims’ cars, citing the lack of the same contracts, despite the illegality of such a practice. And now they are also asking the Central Bank to legalize it.
It is also proposed to deprive the driver of the right to choose a car service during repairs: insurance companies want to forcefully send customers’ cars to “their” workshops. As a result, they will “compensate damage from repair” where it is done as cheaply as possible, and not where it is of high quality. After such a “repair” the car will have to be repaired again, but at the expense of the owner. In addition, insurers want to get the right to set a deadline for the victim, in which he is obliged to offer his battered “swallow” for repair. Didn’t fit? Get your penny back in cash, subject to “wear and tear” of course.
Well, of course, it was not without standard requirements: having cars repaired with spare parts from the nearest car depot and extending the legal period for OSAGO repairs from 30 to 60 days. If these initiatives are approved, mandatory auto insurance will eventually turn into a perverse tax collected to benefit the insurers of millions of car owners.
Source: Avto Vzglyad
Donald Salinas is an experienced automobile journalist and writer for Div Bracket. He brings his readers the latest news and developments from the world of automobiles, offering a unique and knowledgeable perspective on the latest trends and innovations in the automotive industry.
