Pay fairly or get a criminal record: what threatens the use of fake OSAGO

Fake OSAGO policies are not only a real headache for insurers, but also for pretty law-abiding drivers. The former only receive less profit, while the latter receive no compensation for damage in the event of an accident. But even irresponsible citizens who have taken a crooked path by falsifying policies or buying from dubious firms and individuals risk not only getting a hefty fine, but also a criminal item.

For example, a resident of the Urals was recently convicted of forging a policy. The man, seeing that the OSAGO period had expired, decided to change the date of conclusion of the contract, the issue of the policy and the term of insurance on the form. However, at the first glance at the document, the traffic police felt that something was not right. As a result of this, a criminal case was initiated during the investigation. The citizen was found guilty and sentenced to two months’ restriction of liberty.

But it is worth noting that the driver is by no means always to blame, as it is not uncommon for honest car owners to fall victim to scammers. So, in order not to fall into the clutches of scammers, it is worth remembering a few simple rules for buying OSAGO. Let’s start with the fact that you can buy a “car citizen” directly from the insurer or from its official representative. And you need to check the form on the website of the PCA or the insurer (at the same time you cannot use links from others, you have to find everything yourself in the browser).

Also do not forget to check the period of validity of the policy, the conformity of the insured property and the full name of the insured (call the insurer’s contact center or check the PCA website). If there is the slightest doubt, do not hesitate to contact the insurance company to make sure that the agent selling the document is “clean”.

Meanwhile, it is worth bearing in mind that the cost of the policy is always calculated individually (based on accident frequency, driving experience and other data). Therefore, no matter how sweet stories are told to you by unscrupulous sellers selling cheap OSAGO – don’t believe it. Remember, it is better to pay fairly once than to have a criminal record.

But it is worth noting that the driver is by no means always to blame, as it is not uncommon for honest car owners to fall victim to scammers. So, in order not to fall into the clutches of scammers, it is worth remembering a few simple rules for buying OSAGO. Let’s start with the fact that you can buy a “car citizen” directly from the insurer or from its official representative. And you need to check the form on the PCA or the insurer’s website (at the same time, you can’t use links from others, you have to find everything yourself in the browser).

Source: Avto Vzglyad

Donald

Donald Salinas is an experienced automobile journalist and writer for Div Bracket. He brings his readers the latest news and developments from the world of automobiles, offering a unique and knowledgeable perspective on the latest trends and innovations in the automotive industry.

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