Delegates propose to insure cars under OSAGO for almost every period
- June 10, 2022
- 0
A group of 12 senators and deputies of the State Duma have prepared an amendment to the law “On OSAGO”, which is designed to make this insurance tool
A group of 12 senators and deputies of the State Duma have prepared an amendment to the law “On OSAGO”, which is designed to make this insurance tool more convenient for the driver. Portal “AvtoVzglyad” provides details.
Parliamentarians propose to change the first paragraph of Article 10 of the law. The current wording states that the validity of the OSAGO policy is one year. The deputies propose to replace the words “one year” in it with the words “from one month to one year”. Now, according to the law, a motorist has the option to enter into an OSAGO agreement for 20 days in addition to a one-year agreement to drive a car to another region. Or an agreement that provides for a period of three months for the use of a car. For example, when a motorist only uses the car for trips in the summer. The costs of both a ‘twenty-day’ and a ‘three-month’ policy turn out to be several times higher than that of a one-year – if you recalculate proportionally.
It is understood that the opportunity offered to the motorist to choose a motorist suitable for him, other than the 12-month period of OSAGO, includes the opportunity for him to save on the mandatory car insurance . In practice, it is almost impossible to purchase one of the aforementioned types of policies (other than annual) now. By the way, and in the case of policies for a motorcycle or, for example, a taxi car. They are not good for insurance companies.
Therefore, when a citizen tries to purchase such insurance from an intermediary or online, in most cases the electronic system of almost all insurance companies “freezes”. The widespread and massive practice of this silent sabotage, which allows insurers to eliminate unprofitable customers under a plausible pretext, has long been known to everyone, including top management at the Central Bank, who are considered the regulator of the insurance industry in Russia . However, there are practically no real measures to completely eradicate such fraudulent “business practices” by insurance companies. For mysterious reasons.
It is possible that even if the amendment is passed, its effect will be similarly sabotaged by the “insurance community”.
“In practice, if insurance companies do not offer car owners a free opportunity to purchase an OSAGO policy for a period of less than a year, it is a direct violation of federal law. With such manifestations, we will fight hard and stop,” one of the authors of the bill, chairman of the State Duma Committee on Labor, Social Policy and Veterans Affairs, deputy head of the Liberal Democrat party Yaroslav Nilov, told the AvtoVzglyad portal .
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photo globallookpress.com
Parliamentarians propose to change the first paragraph of Article 10 of the law. The current wording states that the validity of the OSAGO policy is one year. The deputies propose to replace the words “one year” in it with the words “from one month to one year”. Now, according to the law, a motorist has the option to enter into an OSAGO agreement for 20 days in addition to a one-year agreement to drive a car to another region. Or an agreement that provides for a period of three months for the use of a car. For example, when a motorist only uses the car for trips in the summer. The costs of both a ‘twenty-day’ and a ‘three-month’ policy turn out to be several times higher than that of a one-year – if you recalculate proportionally.
It is understood that the opportunity offered to the motorist to choose a motorist suitable for him, other than the 12-month period of OSAGO, includes the opportunity for him to save on the mandatory car insurance . In practice, it is almost impossible to purchase one of the aforementioned types of policies (other than annual) now. By the way, and in the case of policies for a motorcycle or, for example, a taxi car. They are not good for insurance companies.
Therefore, when a citizen tries to purchase such insurance from an intermediary or online, in most cases the electronic system of almost all insurance companies “freezes”. The widespread and massive practice of this silent sabotage, which allows insurers to eliminate unprofitable customers under a plausible pretext, has long been known to everyone, including top management at the Central Bank, who are considered the regulator of the insurance industry in Russia . However, there are practically no real measures to completely eradicate such fraudulent “business practices” by insurance companies. For mysterious reasons.
It is possible that even if the amendment is passed, its effect will be similarly sabotaged by the “insurance community”.
“In practice, if insurance companies do not offer car owners a free opportunity to purchase an OSAGO policy for a period of less than a year, it is a direct violation of federal law. With such manifestations, we will fight hard and stop,” one of the authors of the bill, chairman of the State Duma Committee on Labor, Social Policy and Veterans Affairs, deputy head of the Liberal Democrat party Yaroslav Nilov, told the AvtoVzglyad portal .
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Source: Avto Vzglyad
I’m Sandra Torres, a passionate journalist and content creator. My specialty lies in covering the latest gadgets, trends and tech news for Div Bracket. With over 5 years of experience as a professional writer, I have built up an impressive portfolio of published works that showcase my expertise in this field.
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