9621 Agnes Crossing, Lake Suzanneview, New Mexico Island 84604-9295.
LADA Granta, LADA Niva Legend and some models of the Ulyanovsk Automobile Plant received simplified configurations, having lost part of the security systems, and went to the Russian
Problems with the supply of auto parts to Russia forced AVTOVAZ and UAZ to start producing their models without airbags, ABS and ERA-GLONASS devices. The chance that a car will be involved in an accident and the seriousness of the consequences of a possible accident largely depend on these options. Logically, this circumstance should have the most direct impact on insurance costs for a car without ABS and other once-mandatory “safety options.”
– OSAGO covers damage caused to the victim in an accident, and not to the owner of the car responsible for the accident and the insured under OSAGO. So the presence or absence of airbags does not affect the risk of injury. But ABS may well become a factor influencing the price of insurance as it affects the quality of braking, Izvestia was told in the Russian Union of Motor Insurance (RSA).
At the same time, an unnamed representative of RAMI was unable to comment on the magnitude of the potential price hike for OSAGO policies, citing that each company sets its own insurance rates within the framework established by OSAGO law. So it is likely that Granta or Niva Legend owners, devoid of ABS, will have to pay an annual premium for OSAGO policies.
Recall that less than a month ago, the Central Bank expanded the OSAGO tariff corridor for all categories of car owners by 26% in both directions. The Central Bank declared its move in response to a sharp rise in the price of auto parts since early 2022.
So, formally, the basic cost of an OSAGO policy for a typical car owner can now be set by an insurance company in the range of 1646 to 7535 rubles. In practice, Russian insurance companies saw the expansion of the tariff corridor as a signal for a frontal increase in the cost of compulsory car insurance for almost all categories of motorists.
Problems with the supply of auto parts to Russia forced AVTOVAZ and UAZ to start producing their models without airbags, ABS and ERA-GLONASS devices. The chance that a car will be involved in an accident and the seriousness of the consequences of a possible accident largely depend on these options. Logically, this circumstance should have the most direct impact on insurance costs for a car without ABS and other once-mandatory “safety options.”
– OSAGO covers damage caused to the victim in an accident, and not to the owner of the car responsible for the accident and the insured under OSAGO. So the presence or absence of airbags does not affect the risk of injury. But ABS may well become a factor influencing the price of insurance as it affects the quality of braking, Izvestia was told in the Russian Union of Motor Insurance (RSA).
At the same time, an unnamed representative of RAMI was unable to comment on the magnitude of the potential price hike for OSAGO policies, citing that each company sets its own insurance rates within the framework established by OSAGO law. So it is likely that Granta or Niva Legend owners, devoid of ABS, will have to pay an annual premium for OSAGO policies.
Recall that less than a month ago, the Central Bank expanded the OSAGO tariff corridor for all categories of car owners by 26% in both directions. The Central Bank declared its move in response to a sharp rise in the price of auto parts since early 2022.
So, formally, the basic cost of an OSAGO policy for a typical car owner can now be set by an insurance company in the range of 1646 to 7535 rubles. In practice, Russian insurance companies saw the expansion of the tariff corridor as a signal for a frontal increase in the cost of compulsory car insurance for almost all categories of motorists.
Source: Avto Vzglyad
I’m Sandra Torres, a passionate journalist and content creator. My specialty lies in covering the latest gadgets, trends and tech news for Div Bracket. With over 5 years of experience as a professional writer, I have built up an impressive portfolio of published works that showcase my expertise in this field.
