Renting a car with ransom: profitable or not
- September 10, 2022
- 0
Many taxi companies offer a service of gradual redemption of a car: by increasing the rent, the driver becomes the owner after a certain number of years. Some
Many taxi companies offer a service of gradual redemption of a car: by increasing the rent, the driver becomes the owner after a certain number of years. Some even call this approach an “investment”: they say you work like everyone else, but then you get a “big score”. How big the “jackpot” is, the AvtoVzglyad portal will show.
Aboard many of the “yellow ones” sport an attractive inscription: cars for ransom. That is, the taxi driver enters into a lease, part of the price of which goes towards the future purchase of the car. At first glance, this is a very interesting offer, because buying a new car, even on credit, even for cash, will not work now, because prices have broken all known and unknown ceilings, and working as a taxi driver is a stable income. And then there is your own, actually personal, minus the free time, a car. Let me think.
This approach is also beneficial to the lessor: the driver treats the car extremely carefully – one day it becomes his property – concludes a long-term deal that does not allow him to escape in a month or two, and also brings in much more money. Not tomorrow, but here and now. That is, is a mutually beneficial deal planned? Let’s count in a column.
So there is a current example: a Hyundai Solaris from 2022 – yes, these exist in nature and now the dealer has 2 “lyamas” in the average configuration – they are offered for redemption for 2800 rubles per day with one day off weekly. That is, 16,800 rubles per week, or an average of 67,200 rubles per month. The duration of the contract is 4 years. A simple and rounded “to the whole” calculation suggests that Solaris will cost 3,225,600 rubles.
Even if we take insurance into account, we round up to 150,000 per year or 600,000 rubles for 4 years; monthly maintenance – at a regular service station for Hyundai Solaris it will cost 7,500 rubles for a small one, and up to 30,000 for a large one with brake pads and belts – another 150,000 per year or 600,000 for four years. In short, the final price seems a bit too expensive. Even taking into account the purchase of one set of tires – winter – and eight tire installation procedures. Simply put, the cost of the car in this case is slightly less than two million rubles.
For 2,000,000 rubles, a happy future car owner will receive a four-year-old car that has covered about 400,000 km, which, even with the most careful handling, means only one thing – scrap metal whose price on the market does not exceed 600,000 rubles. But one and a half thousand rubles per day (the same overpayment “for ransom”) – 9,000 rubles per week with one day off, or 36,000 rubles per month, or 432,000 rubles per year – is significantly higher than a loan payment and insurance even with a minimum down payment .
And an offer that is attractive at first glance, it soon ceases to be with the help of a simple pencil and a sheet of paper.
photo avtovzglyad.ru
Aboard many of the “yellow ones” sport an attractive inscription: cars for ransom. That is, the taxi driver enters into a lease, part of the price of which goes towards the future purchase of the car. At first glance, this is a very interesting offer, because buying a new car, even on credit, even for cash, will not work now, because prices have broken all known and unknown ceilings, and working as a taxi driver is a stable income. And then there is your own, actually personal, minus the free time, a car. Let me think.
This approach is also beneficial to the lessor: the driver treats the car extremely carefully – one day it becomes his property – concludes a long-term deal that does not allow him to escape in a month or two, and also brings in much more money. Not tomorrow, but here and now. That is, is a mutually beneficial deal planned? Let’s count in a column.
So there is a current example: a Hyundai Solaris from 2022 – yes, these exist in nature and now the dealer has 2 “lyamas” in the average configuration – they are offered for redemption for 2800 rubles per day with one day off weekly. That is, 16,800 rubles per week, or an average of 67,200 rubles per month. The duration of the contract is 4 years. A simple and rounded “to the whole” calculation suggests that Solaris will cost 3,225,600 rubles.
Even if we take insurance into account, we round up to 150,000 per year or 600,000 rubles for 4 years; monthly maintenance – at a regular service station for Hyundai Solaris it will cost 7,500 rubles for a small one, and up to 30,000 for a large one with brake pads and belts – another 150,000 per year or 600,000 for four years. In short, the final price seems a bit too expensive. Even taking into account the purchase of one set of tires – winter – and eight tire installation procedures. Simply put, the cost of the car in this case is slightly less than two million rubles.
For 2,000,000 rubles, a happy future car owner will receive a four-year-old car that has covered about 400,000 km, which, even with the most careful handling, means only one thing – scrap metal whose price on the market does not exceed 600,000 rubles. But one and a half thousand rubles per day (the same overpayment “for ransom”) – 9,000 rubles per week with one day off, or 36,000 rubles per month, or 432,000 rubles per year – is significantly higher than a loan payment and insurance even with a minimum down payment .
And an offer that is attractive at first glance, it soon ceases to be with the help of a simple pencil and a sheet of paper.
Source: Avto Vzglyad
I’m Sandra Torres, a passionate journalist and content creator. My specialty lies in covering the latest gadgets, trends and tech news for Div Bracket. With over 5 years of experience as a professional writer, I have built up an impressive portfolio of published works that showcase my expertise in this field.
