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It has been suggested in recent years that the basic principles of compulsory car insurance should change. But in practice, only policy prices are subject to significant changes
The existing principle of issuing an OSAGO policy involves entering the data of a particular car into it. Chairman of the Committee on Labour, Social Policy and Veterans Affairs of the State Duma Yaroslav Nilov considers this incorrect and proposes to change it. The relevant bill has already been submitted to the State Duma. According to him, the driver should be able to insure his civil liability in such a way that OSAGO allows him to drive any vehicle he decides to drive.
This means that the data of a particular car may not appear in the policy. Such innovation, we repeat, has been around for a long time. After all, there are policies with the so-called open insurance or “multidrive” – without restrictions on the drivers of a particular car. That is why a ‘mirror situation’ must also be provided: a policy with no restrictions on cars for a particular driver.
– The costs of OSAGO for a driver who is not tied to a car must still be calculated. But in any case, it should not deviate much from the standard rates. I think colleagues will probably consider this bill at the autumn session of the State Duma, – Yaroslav Nilov told the AvtoVzglyad portal.
The existing principle of issuing an OSAGO policy involves entering the data of a particular car into it. Chairman of the Committee on Labour, Social Policy and Veterans Affairs of the State Duma Yaroslav Nilov considers this incorrect and proposes to change it. The relevant bill has already been submitted to the State Duma. According to him, the driver should be able to insure his civil liability in such a way that OSAGO allows him to drive any vehicle he decides to drive.
This means that the data of a particular car may not appear in the policy. Such innovation, we repeat, has been around for a long time. After all, there are policies with the so-called open insurance or “multidrive” – without restrictions on the drivers of a particular car. That is why a ‘mirror situation’ must also be provided: a policy with no restrictions on cars for a particular driver.
– The costs of OSAGO for a driver who is not tied to a car must still be calculated. But in any case, it should not deviate much from the standard rates. I think colleagues will probably consider this bill at the autumn session of the State Duma, – Yaroslav Nilov told the AvtoVzglyad portal.
Source: Avto Vzglyad
Donald Salinas is an experienced automobile journalist and writer for Div Bracket. He brings his readers the latest news and developments from the world of automobiles, offering a unique and knowledgeable perspective on the latest trends and innovations in the automotive industry.
