For example, a car owner has a short driving experience, but several accidents happen behind his back. In this case, he will immediately have to pay a very significant amount, which may simply not be available. Such a person is therefore forced to, for example, go to a bank and take out a consumer credit in order to take out a policy.

– For such drivers, it would be comfortable not to immediately pay the full cost of OSAGO, but to pay monthly, for example, from five hundred to a thousand rubles. This is a very convenient payment mechanism that suits the financial rhythm of many people,” Olga Zhiltsova, associate professor of the Department of Logistics and Marketing of the Financial University under the Government of the Russian Federation, told the AvtoVzglyad portal.

At the same time, the expert urges not to panic: the discussion of this idea does not mean at all that the “autocitizenship” will increase in price to such an extent that motorists cannot afford to buy a policy by paying the full amount. pay immediately. Statistics clearly show that, despite the waves of crisis, the policy costs have remained at a stable level of about 6,000 rubles for more than three years.

Spreading policies have so far been just an idea that has been talked about within the insurance community. But most likely, the Russian Union of Auto Insurers will want to implement it in the near future.

Meanwhile, the Russians, traveling without OSAGO, suddenly began issuing policies. Against the backdrop of the auto parts crisis, drivers began to realize that having become the culprit of an accident, they would not be able to cover the victim’s loss, in addition to repairing their own car.

For example, a car owner has a short driving experience, but several accidents happen behind his back. In this case, he will immediately have to pay a very significant amount, which may simply not be available. Such a person is therefore forced to, for example, go to a bank and take out a consumer credit in order to take out a policy.

– For such drivers, it would be comfortable not to immediately pay the full cost of OSAGO, but to pay monthly, for example, from five hundred to a thousand rubles. This is a very convenient payment mechanism that suits the financial rhythm of many people,” Olga Zhiltsova, associate professor of the Department of Logistics and Marketing of the Financial University under the Government of the Russian Federation, told the AvtoVzglyad portal.

At the same time, the expert urges not to panic: the discussion of this idea does not mean at all that the “autocitizenship” will increase in price to such an extent that motorists cannot afford to buy a policy by paying the full amount. pay immediately. Statistics clearly show that, despite the waves of crisis, the policy costs have remained at a stable level of about 6,000 rubles for more than three years.

Spreading policies have so far been just an idea that has been talked about within the insurance community. But most likely, the Russian Union of Auto Insurers will want to implement it in the near future.

Meanwhile, the Russians, traveling without OSAGO, suddenly began issuing policies. Against the backdrop of the auto parts crisis, drivers began to realize that having become the culprit of an accident, they would not be able to cover the victim’s loss, in addition to repairing their own car.