9621 Agnes Crossing, Lake Suzanneview, New Mexico Island 84604-9295.
If you bought a real OSAGO policy, it doesn’t mean that if something happens, you can get at least a penny from the insurance company. The AvtoVzglyad portal
The scheme works as follows. A website is created on the Internet, usually with a name that matches or is similar to the name of a major insurance company. Or the abbreviation OSAGO – in one form or another. Such a resource positions itself as an insurance broker that helps issue policies. For more persuasiveness, it lists the insurance companies the “broker” allegedly works with.
In fact, the legal entity on whose behalf the OSAGO is sold through the site is not licensed as an insurance broker. As well as agency agreements with the said insurance companies. In addition, some of the companies included in the specified list of partners have in fact been denied the Central Bank’s license to conduct insurance business.
Note that by law, only legal entities licensed by the Bank of Russia, listed in the special register of the Central Bank, can operate in Russia. Insurance brokerage detail is also licensed. In addition, each of them works exclusively on the basis of contracts with insurance companies. If neither the Central Bank nor the insurance companies know the “broker”, it is impossible to issue OSAGO through him. In fact, after contacting such an office, the car owner will simply give his money to an unknown “uncle”, since the policy purchased in this way is initially invalid.
There is another variant of this type of scam – the sale of compulsory insurance “without payments in case of an accident”. In other words, the motorist is presented with a “letter from filkin” – so that there is something to present to the traffic cop. This “document” is worth much cheaper than an actual “car citizenship” insurance policy. Admittedly on the letterhead of a large operating insurance company. It is clear that it is impossible to get any compensation for an accident on such a fake.
The fraudulent trade has gone so far that the Central Bank has even been forced to list such fraudulent internet resources on its website. Portal “AutoVzglyad” fully displays this “blacklist”:
Be Insurance, OOSAGO.SITE, OSAGO1990, OSAGO-CLUB.COM, OsagoMax — OSAGO without payments, OSAGO-REAL.RU, STRAHOVANIEOSAGO.COM, Strahovka-osago, avtodoc99, STRAHOVKI-TUT.NET ”, a community in the social networks “OSAGO Policy of Electronic e-OSAGO (Technical Inspection)”, a community in the social network “OSAGO Russia”, “E-OSAGO. Policy Without Payments”, LLC “SONAR” (Insurance Broker MIR, SA MIR), Service for searching and selling insurance and other services and products “SA AVTODOGOVOR”, “OSAGO-BLANK Service”, “GOSSTRAKH Insurance Agency”.
The scheme works as follows. A website is created on the Internet, usually with a name that matches or is similar to the name of a major insurance company. Or the abbreviation OSAGO – in one form or another. Such a resource positions itself as an insurance broker that helps issue policies. For more persuasiveness, it lists the insurance companies the “broker” allegedly works with.
In fact, the legal entity on whose behalf the OSAGO is sold through the site is not licensed as an insurance broker. As well as agency agreements with the said insurance companies. In addition, some of the companies included in the specified list of partners have in fact been denied the Central Bank’s license to conduct insurance business.
Note that by law, only legal entities licensed by the Bank of Russia, listed in the special register of the Central Bank, can operate in Russia. Insurance brokerage detail is also licensed. In addition, each of them works exclusively on the basis of contracts with insurance companies. If neither the Central Bank nor the insurance companies know the “broker”, it is impossible to issue OSAGO through him. In fact, after contacting such an office, the car owner will simply give his money to an unknown “uncle”, since the policy purchased in this way is initially invalid.
There is another variant of this type of scam – the sale of compulsory insurance “without payments in case of an accident”. In other words, the motorist is presented with a “letter from filkin” – so that there is something to present to the traffic cop. This “document” is worth much cheaper than an actual “car citizenship” insurance policy. Admittedly on the letterhead of a large operating insurance company. It is clear that it is impossible to get any compensation for an accident on such a fake.
The fraudulent trade has gone so far that the Central Bank has even been forced to list such fraudulent internet resources on its website. Portal “AutoVzglyad” fully displays this “blacklist”:
Be Insurance, OOSAGO.SITE, OSAGO1990, OSAGO-CLUB.COM, OsagoMax — OSAGO without payments, OSAGO-REAL.RU, STRAHOVANIEOSAGO.COM, Strahovka-osago, avtodoc99, STRAHOVKI-TUT.NET ”, a community in the social networks “OSAGO Policy of Electronic e-OSAGO (Technical Inspection)”, a community in the social network “OSAGO Russia”, “E-OSAGO. Policy Without Payments”, LLC “SONAR” (Insurance Broker MIR, SA MIR), Service for searching and selling insurance and other services and products “SA AVTODOGOVOR”, “OSAGO-BLANK Service”, “GOSSTRAKH Insurance Agency”.
Source: Avto Vzglyad
Donald Salinas is an experienced automobile journalist and writer for Div Bracket. He brings his readers the latest news and developments from the world of automobiles, offering a unique and knowledgeable perspective on the latest trends and innovations in the automotive industry.
